By using microtools365, you're agreeing to the following. It's short on purpose.
The tools are free, and provided as-is
Every tool on this site is free to use, with no account required. Tools are provided "as is," without any warranty of accuracy, uptime, or fitness for a particular purpose. Reasonable care has gone into building each calculator correctly, but no guarantee is made that results are error-free or complete for your specific situation.
Not professional advice
The finance, tax, and health calculators on this site — including but not limited to the Income Tax Calculator, GST Calculator, EMI Calculator, SIP Calculator, In-Hand Salary Calculator, HRA Exemption Calculator, BMI Calculator, and BMR & Calorie Calculator — are estimation tools built on publicly available formulas and standard assumptions. They are not a substitute for advice from a qualified chartered accountant, financial advisor, tax professional, or doctor. Always verify important financial or health decisions with a relevant professional before acting on them.
Your responsibility
You're responsible for how you use the tools and any decisions made based on their output. This includes double-checking figures before using them for something with real consequences — a tax filing, a loan decision, a job application document, or anything similar.
Acceptable use
Please don't use this site to attempt to disrupt, overload, or gain unauthorized access to its systems, or to violate any applicable law while using the tools. Automated scraping of the site's content or code for republishing elsewhere isn't permitted without permission.
Content and code ownership
The design, code, and written content on microtools365 (including blog posts) belong to microtools365. You're welcome to use the tools themselves as much as you like — that's what they're for — but please don't copy the site's code or writing wholesale for your own project without asking first.
No liability
To the fullest extent permitted by law, microtools365 and its creator aren't liable for any loss or damage arising from your use of the site or reliance on any calculator's output. Use the tools as a helpful estimate, not a guarantee.
Changes to these terms
These terms may be updated from time to time. The "last updated" date at the top of this page reflects the most recent change.
Governing law
These terms are governed by the laws of India.
Questions
Reach out at astronaut2328@gmail.com with anything unclear.